Tru Hard Money

"WE CAN CLOSE IN 7-10 DAYS"

Loan Criteria

Residential

Stated Income No asset $50,000 Min. Loan Amount

Property types are 1-4units

Rates from 5.99% to 18% IO (Interest Only) payments.

Terms 12 to 60 months, no pre payment penalty.

Construction & Rehab loans up to 85% LTV of the ARV

Refinances up to 75% LTV, purchase can be up to 90% LTC.
We offer up to 90% of the purchase and 100% of the Renovation

We are NOT CREDIT driven (501+ Mid Fico) / TRU Stated Income.

Loan amounts from 50,000 to 100,000,000.00 (Contact us for details)

We offer blanket loans as well.

Commercial

Stated Income / Verified Asset $100,000 Min. Loan Amount

Full Term Fixed Rate - Fully Amortized

Prime Plus Quarterly Adjustable - Fully Amortized

Amortization Period 15, 20, 25 years

600+ Mid Fico (lower scores on a case by case basis)

70% LTV can be up to 80% Max LTC

Commercial Refi w/Cash Out

Our NO Income Verification Program is not only for low credit borrowers, but it is also a Special Purpose program that can accommodate borrowers with tax liens, foreclosures & judgments with a max LTV of 75% .

Loan amounts range from $75,000 - $400MM and have a simple step down prepay

In some circumstances we can close in as little as 14 days.

Property types include: Mixed-Use, Multi-Family, Office, Retail, Warehouse, Lt. Industrial, Self-Storage, Automotive, Restaurant/Bar, and more.

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