Application Checklist

Below is a basic list of documents that may be required when you apply for financing. However, every situation is unique and you may be required to provide additional documentation. So, if you are asked for more information, be cooperative and provide the information requested as soon as possible. It will help speed up the application process.

Your Property

Copy of signed sales contract including all riders
Verification of the deposit you placed on the home
Names, addresses and telephone numbers of all realtors, builders, insurance agents and attorneys involved
Copy of Scope of work and Title/legal description if available (if the property is a condominium please provide condominium declaration, by-laws and most recent budget)

Your Income

*MOST OF OUR LOANS ARE NO INCOME VERIFICATION
yOU MAY NEED Copies of your Bank statements
pay-stubs and W-2 forms on case by case basis

Proof of Business INC, LLC, or Trust

Provide articles for business formation, with name and address
We can help with this step

Source of Funds and Down Payment (No Seasoning)

Sale of your existing home - provide a copy of the signed sales contract on your current residence and statement or listing agreement if unsold (at closing, you must also provide a settlement/Closing Statement)
Savings, checking or money market funds - provide copies of bank statements for the last 3 months
Stocks and bonds - provide copies of your statement from your broker or copies of certificates
Gifts - If part of your cash to close, provide Gift Affidavit and proof of receipt of funds
Based on information appearing on your application and/or your credit report, you may be required to submit additional documentation

Debt or Obligations (No Debt to Income)
*No upfront Fee(s)*

Application Checklist

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